Most couples want to avoid talking about their financial habits and other times are afraid of having an honest communication about finances.
Here it comes some questions you could ask your partner in order to be on the same page about your values and your goals.

 

In my case I am responsible about paying all the bills on time, but also know our priorities as a family and what l am supposed to do with our savings goals and debt management. I think that is very important for a couple to determine one of them as the one who will manage all these financial issues. But this is something very personal though.
But regardless who is going to be responsible for the payments and the savings goals the couples should have a money talk very often so as to be able to set their common goals and be on track.
Some of the topics of these money dates could be to discuss about feeling security and have a strict budget, or chase wealth and pursuit their magic financial number??
Another meaningful conversation is having to do with spending on things or on experiences? Or saving up for retirement or childrens college??
For example a dear friend of mine loves new experiences and traveling. So in their anniversary spend a weekend on a spa on the mountains. For someone else could have been an expensive car..

 

Last but not least a money conversion we should have is about what kind of purchases we want to be consulted for? A couple should be in harmony with these conversations and respect one another regarding new expenses.
Money talks sometimes is not the most easiest thing to do. It hides emotional pain, our past, our fears for the future.
My latest money date was a tough one.. As l have decided to quit from my corporate job, my partner felt completely overwhelmed about our finances.. But sometimes our salary should reflect not only the working hours. It should reflect the mental capacity and load…

 

In her book Barry Tessler invite us to
the 3 Levels of a Money Date

1. The Practical Level
This time is yours – you get to decide what to do with it! Sometimes you might want to focus on more practical activities – you might log into your online banking, check your balances, and pay bills, if they’re due. You could review your income and expenses for the month.

2. The Emotional Level
Even the practical, nitty-gritty, number-crunching aspects of your money relationship are emotional, too! Remember to show up gently, and to be patient with yourself, here. Breathe deeply. Do a Body Check-In before getting started, when you’re wrapping things up, and anytime you’re dealing with challenging emotions.

3. The Psycho-Spiritual Level
love the power of names – and align it with your spending, earning, savings, and gifting. One of my favorite ways to do this is by renaming stale budget categories to make them personally meaningful. “Mortgage” might become “Love Shack” or “Sanctuary.” “Groceries” might feel better as “Healthy Food” or “Nourishment.

So l advice you to arrange these money dates and be open and honest with your partner.
What do you think about these money talks??

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