Cash Flow Forecast Flow is a beautiful tool for visualizing your finances changing over time, so that you know when you’ll hit your goals.
Being able to look into your future cash flow lets you see how well you’re doing so you can make adjustments and better achieve your goals.
Cash Flow Measures the Movement of Your Money and you can forecast your financial position some months ahead.

I have used cash flow reports in my corporate job , but this helped me to make my own personal cash flow reports in order to have a wider picture of my financial future. With a cash flow, I don’t need to divide yearly expenses in order not to take them into consideration and then at a future time when I won’t be able to pay, suddenly they show up…
In my cash flow I usually want to see at least 6 months ahead so all the nonregular expenses are allocated the month they are going to be paid.

Your personal cash flow is basically your income minus your expenses over a certain period of time —(  a month’s cash flow is actually your budget) But over a period of a month is  Cash flow forecast.
If you want to afford stuff without having to rely on loans, if you want to grow your savings , you need to start with the essential: your cash flow.
Now if an unexpected expense comes up you have to decide what are you going to do with it. And it is very important to answer some questions.
-can l add it to my budget and reduce another category?
-do l have a sinking fund for this expense?

If your answer is no, then you should use your emergency fund for paying this unexpected expense.
We can simply think about cash flow as what you’re able to save from your salary each month. It’s important to know whether you’re spending more or less than you make, because spending more than you make means cutting your savings or even getting in the spiral of debt.
So at  the end of the month if you don’t know where your money is , then you probably need to create a personal cash flow management system. Meaning, a system that effectively manages what you do with your money each month.  I’m not just talking about having a spending plan, but a plan for actually managing how you use the cash that comes in the door each month.

Positive Cash Flow is the basis of healthy finances.
Let’s Start With These Simple Steps!
Tracking Expenses.
How do you allocate your income?
What are your spending categories?
Is there space for you to spend less in some categories?
Set up a budget to make sure you don’t overstep your limits.

The purpose of determining your cash inflows and outflows is to find your net cash flow. Your net cash flow is simply the result of subtracting your outflow from your inflow. A positive net cash flow means that you earned more than you spent and that you have some money left over from that period.

With a tool like a cash flow I feel confident to plan ahead .